18 Oct 2018

Protecting Social Security, Medicare, Medicaid: The Keys to the 2018 Election

The scandals, Russian collusion investigation, self-dealing financial transactions, mismanagement, insults to women and people of color, are all trademarks of the Trump administration as they inflame sections of the electorate. But, the one thing that crosses all social-economic and political boundaries is a 83-year-old benefit that is now under attack

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16 Oct 2018

Public Pension Underfunding Hits $6 Trillion, But It Should Be Higher

The unfunded liability of public pension funds is not something typically discussed by politicians and average citizens, but it should be. That’s because unfunded pension liabilities affect the fiscal stability of entire states, millions of public employees, from teachers and firemen to city hall secretaries and anyone who works for

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02 Oct 2018

Making 401(k)s More Attractive to Small Businesses and Workers

Since the first corporate pension plan was created in 1874 by the American Express Company, there has always been a blind spot in how small business owners offered retirement benefits to their employees. For over 70% of business owners, this decision to offer any form of retirement was simple: They

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08 Aug 2018

Retirement News Worth Reading

Retirement and financial security are issues that are not often discussed by the general news media and most politicians (except Progressives), but these are major events affecting people worldwide. In the U.S., here are some retirement-related news events worth noting: Americans Not Saving Enough for Retirement; 40% Have Saved Nothing

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06 Aug 2018

Bankruptcies Increase Among Older Americans—What’s Next?

The level of bankruptcies affecting Americans aged 55 to 74 is increasing and it’s just another example of how poor retirement alternatives, rising health care expenses, combined with low savings levels are all making the retirement crisis even more dire. A new report by  the Consumer Bankruptcy Project found that

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12 Jun 2018

New Guide Explains the Benefits of Medicare

Have you just become eligible with Medicare and don’t know how this federal medical benefit system works? If so, you are in the right place. Here is a new guide to Medicare from some good people in Texas who believe in Medicare unlike many of their elected representatives. They got

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24 Aug 2017

The Retirement Crisis Gets Worse

As the stock market continues to make gains, so does the retirement crisis. The latest evidence comes in the form of a new study  from CareerBuilder  and Harris polls shows that almost 8 out of 10 American workers live paycheck to paycheck to make ends meet. This is an increase of 

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03 Jul 2017

Why Retirement Planners Should Be Depressed

Good workers in a corporate society are commonly expected to bracket their personal biases and emotions when they enter the workplace. While this may be changing as more corporations adopt a “work-life balance” position, the majority of people in retirement planning industry, including writers who regularly cover this topic, have

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02 Jun 2017

Concerned About Jobs for the 21st Century? What About Retirement?

Robotics, automation, globalization, the Uber and gig economies have all captured the attention of anyone planning a career or their life over the future decades, but what is missing is the link between these new definitions of work and what happens when work ends. It would be logical to assume

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19 May 2017

Flynn’s Biggest Punishment: Revoke His Pension

Ask any public employee about their salaries and they will always mention their coveted pension. Public employee pensions are one of the last great perks for this employment sector. It is what keeps trash collections going, airplanes flying and the Pentagon staffed (some say, overstaffed) to its highest levels in

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