18 Oct 2018

Protecting Social Security, Medicare, Medicaid: The Keys to the 2018 Election

The scandals, Russian collusion investigation, self-dealing financial transactions, mismanagement, insults to women and people of color, are all trademarks of the Trump administration as they inflame sections of the electorate. But, the one thing that crosses all social-economic and political boundaries is a 83-year-old benefit that is now under attack

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30 Sep 2018

Does Politics Have a Valid Role in Financial Services Marketing?

Traditional marketing theory and business practices have long said that politics and religion should be avoided in daily business practices at all costs. But the new reality is that politics is ever present.  It is now part of social relationships, dating, religion and business. It now being injected into most

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25 Sep 2018

Can Journalism Recover From the Trump Regime?

The combination of an overly corrupt presidency, headed by a mentally unstable president, combined with largely unaccountable 24 hour internet and cable TV commentaries has transformed American journalism beyond recognition. Traditional reporting, defined in the book Reporting for Journalists, (Chris Frost, 2003; London: Taylor & Francis) as “a duty to

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07 Sep 2018

Financial Advisors Should Tell Clients Why Real Wages Are Not Rising

Financial advisors who want to be honest with the clients, should tell them the reason they feel poor is because they are. Real wages and wage stagnation have been developing since the ’70s as a by-product of Ronald Reagan’s neoliberal policies, compounded by the Fed’s view that any wage growth

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28 Aug 2018

College Students Get a Lesson in Corruption

Making tuition loans to college students is a huge business. Some $1.5 trillion in loans are outstanding to student borrowers and some of these loans have been flagged for being abusive in terms of bad disclosure or aggressive collection practices from loan servicers and debt collectors. College tuition debt now

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18 Aug 2018

The Progressive Economic Agenda Courtesy of Senator Sanders

While economics is a cornerstone of the progressive agenda, many people, including some in the DNC, don’t know the specifics of how changes in the economic and financial systems can benefit Americans. Money drives politics, so it is in the interests of informed investors to know how these policies can

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17 Aug 2018

A Win-Win Situation: Linking Progressive Investors with Progressive Financial Advisors

As the Trump Administration continues to steamroll democratic institutions, accompanied by concerns about the income gap, wage stagnation and economic security continue, financial advisors have a choice: They can continue to provide clients with financial plans based on a no- or small-wage growth scenario, accompanied by admonitions to save more

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10 Aug 2018

More Fee Pressure on Advisors Raises Questions About the Value of Financial Advice

The recent decision by Fidelity Investment that it will not be charging any fees for certain index funds through its Fidelity Zero Total Market Index Fund for US stocks and the Fidelity Zero International Fund for stocks outside the U.S. raises some important questions for both advisors and investors. The main

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06 Aug 2018

Bankruptcies Increase Among Older Americans—What’s Next?

The level of bankruptcies affecting Americans aged 55 to 74 is increasing and it’s just another example of how poor retirement alternatives, rising health care expenses, combined with low savings levels are all making the retirement crisis even more dire. A new report by  the Consumer Bankruptcy Project found that

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18 Jul 2018

The Retirement Crisis Is Now Permanent: What It Means For Financial Planning

A new report from the Organisation for Economic Co-operation and Development (OECD) finds there is now “unprecedented wage stagnation” and despite a stronger economy with record low unemployment rates and a far-reaching and controversial tax cut, the average wages of American workers have not budged since the late-1970s when “the

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