31 Jul 2015

How the Decline in Housing Wealth Affects Financial Planning

The unprecedented decline in housing prices suffered as a result of the 2008 recession is still significantly affecting retirement wealth, but it also has great far-reaching implications for the future of retirement planning. The reason: home ownership is the main engine for generating retirement wealth for most Americans. Housing wealth exceeds

Chuck Epstein 0
30 Jul 2015

The Cannabis Industry Should Become the Newest Gem in Social Investing

If your cannabis company is considering going public or formally looking to attract institutional and retail investors, you should consider a marketing approach based on social investing. This is because socially responsible investing (SRI) is a distinct and proven sector in the investing world that attracts individual and institutional investors

Chuck Epstein 1
30 Jul 2015

Is Marijuana Advertising on TV Legal?

The latest legal battleground between federal and state laws regarding the legal use of cannabis is now being waged on television. Specifically, it concerns an ad for a cannabis vaporizer, Neos, which was scheduled to air on KMGH, an ABC affiliate in Denver. Yet while Colorado has legalized marijuana for

Chuck Epstein 0
23 Jul 2015

What the Financial Services Industry and Psychopaths Have in Common

At first glance, mentioning the financial service industry and psychopaths in the same sentence seems insulting, illogical and controversial, especially to financial professionals and investors who, for different reasons, must hold the financial industry in high esteem. Linking these two terms is especially sensitive since the common view is that psychopaths are

Chuck Epstein 0
20 Jul 2015

Should Financial Advisors Criticize Capitalism?

Financial advisors today find themselves in a major ethical dilemma: Should they represent their own monetary interests before those of less-sophisticated clients? Or, should they mention, as history has repeatedly shown, that the larger financial system contains more built-in major risks that cannot be hedged and can destroy years of accumulated

Chuck Epstein 0
17 Jul 2015

Is Your Financial Adviser Working Against You?

Most businesses value their customers, but inherent conflicts-of-interest in the financial services industry unfortunately prove this is too often not true. Here’s why: The daily business in financial services is selling financial products, often without regard to fees and overall costs of the investment. Too often, this means more expensive

Chuck Epstein 0
12 Jul 2015

A Bad New Trend for Retirement

As the number of part-time workers continues, more workers are now becoming freelancers to make an income.  But this large shift comes at even larger price: freelancers do not get benefits, including the all-important 401(k) plan and its critical employer match. According to a CNBC report, over 53 million Americans

Chuck Epstein 0
01 Jul 2015

Examining Why More Americans Are Considering Becoming Expatriates

“Our country! In her intercourse with foreign nations, may she always be in the right; but our country, right or wrong.” — Stephen Decatur, U.S. Navy captain, (1779-1820)   The United States may always be right, but sometimes people decide they want to watch the nation from another location. That

Chuck Epstein 0